If buying from an individual, have the seller accompany you to the county tax office to avoid unwanted surprises. Before submitting the title application, a tax office representative can tell you if the title being signed over to you is correct and if it has any salvage or legal issues. You can also use Title Check to see if the title of the vehicle you are thinking about buying has any issues impacting its value.
In addition to the title, ask the seller to provide you with the signed vehicle title application, Form 130-U, and any other supporting documents, such as a release of lien or power of attorney. Keep a written record that includes the name and address of the seller, date of sale and vehicle information, including the VIN. Failure to title a vehicle within 30 days from the date of sale may result in delinquent transfer penalties.
You must provide proof of liability insurance in your name when you title and register your vehicle. If you do not provide proof of insurance in your name, you may apply for ‘title only’.
The Vehicle Inspection Report (VIR), which is proof of inspection, also must be provided if a record of current inspection is not in the state database. Ask the seller for a copy of the latest VIR if it is available.
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